Monthly Archives: January 2016

Virtual Credit Card Replacement Through Barclay Card

There are unavoidable circumstances in your life that you can do without like losing the credit card. A replacement may not be received immediately and you end up without any means to pay. Barclay in UK has recently announced a new service that provides instant virtual replacement for a lost credit card followed by a real card replacement.

The service is offered free with a Barclay card app. You can call the contract center to report the lost card and a virtual replacement can be downloaded to the smartphone. This will allow you to pay straight away for your purchases. This will help you avoid the embarrassment of not having any means to pay in the store. The virtual replacement card will allow you to pay for transactions up to $30 using contactless option. Customers with Android Contactless mobile need to enter the PIN to pay for transaction up to $100 using the touch and go technology.

Credit cards are now being used by most people to pay for everything from a morning coffee to an evening meal but if you do not take extra care in the use of the credit card it can lead to potentially awkward situations. According to Tami Hargreaves, the commercial director of digital consumer payments at Barclay Card, contactless spending has reached over a billion pounds monthly and many people may not even be witnessing the beginning of the end for the bar tab as they currently know it.

According to a recent research conducted by Barclay Card, almost a 6th of the 21 to 55 years olds who were surveyed revealed that they have forgotten their credit card or debit card behind a bar. About 50% have realized that they have misplaced or lost the credit card after they tried to pay something. The new Barclay Card app will help people avoid those red face situations.

If used properly, credit cards can become a convenient solution to pay for purchases from both physical and online stores. In order to be properly informed on the right use of credit cards and avoid a disastrous situation, visit

Guide To Your Own Web Design Company

If you have been brooding over for a while regarding your freelance web design job and the decision to move into a team of professionals, then this article is for you. If you have been thinking about this for a while then it may be time for you to start your own company and work as your own boss and an independent entrepreneur. Before hammering the final nail, there are some things you should know before you decide to enter the corporate world of web design.

  • You should be an expert in selling. You might be at the top of your creativity when designing web sites but sales is important if you want to build your own empire. You must be able to learn how to negotiate and sell to clients your services. When selling, there are some things you should understand. First, price alone is not the basis for clients in choosing you. Since there are thousands of competitors out there, do not sell your service based on the price but rather the quality if your service. Don’t be afraid to let the client know that you are interested though you may think you sound pushy.
  • It is not enough that you are good in what you do. You must also work on your business in order to improve it. You might be the best when it comes to designing but you should also know how to build, plan, strategize and set objectives for your business.
  • Starting your own business is not easy as you may have to perform various roles in order to keep the business running. There are instances where you have to expand as soon as the opportunity presents. If you don’t have enough budgets to hire regular staff then you can opt to offer internship programs to students. This will help ease some of the load on your plate.
  • Use social media to your advantage. Your presence should be seen in various social media platforms to let people know of your brand and the services you are offering. Regular updates on your social media account will let interested clients know that the business is still in operation. It also helps seal your credibility and increase client leads.

There are many examples of successful web design and development companies such as