Category Archives: Investment

It Is No Longer Location That Matters To First Home Buyers But Noise

Year ago, on one of the major factors taken into account by home buyers is location but now, they are more forward looking with what the area will be like in the future. Noise is the first thing that is being considered by first home buyers when they look at apartments. For first home buyers noise means extra loud parties, barking dogs, sounds of toilets flushing and excessively vocal intimate moments.

According to Archers Strata Professionals, noise awareness is very important and it is important to visit a property at different times of the day in order to detect noise that would otherwise not be heard during the first inspection. Grant Mifsud, an Archer’s partner one of the most common complaints from those living in inner-city hubs is noise. While it is common for some people to dismiss noise when they hear it once, they will certainly complain if they hear it several times a day.

In the inner city of Brisbane, first home buyers are choosing apartments according to noise levels and not location although they are also considering the potential of being able to sell the property in 5 to 10 years. For example, a first home buyer might consider a property because it is lovely but loud traffic can be a deal breaker. This is usually the reason why home buyers do not look at homes in the West End because it is already over saturated. They prefer the established suburbs where there are fewer apartments.

Unexpected noise is a basic element of high density living and to avoid the disturbance, a first home buyer can opt for boutique apartments that do not have common walls. A sales agent will naturally avoid highlighting the downsides of the property so that it would be a good option to drive by the property on a weekend to check whether it has a busy nightlife.

Buying a property can be rather complicated if you do not have a professional consultant. Through the process is made simpler and more efficient because all the necessary information is provided with the required assistance to make home ownership a good experience.

Virtual Credit Card Replacement Through Barclay Card

There are unavoidable circumstances in your life that you can do without like losing the credit card. A replacement may not be received immediately and you end up without any means to pay. Barclay in UK has recently announced a new service that provides instant virtual replacement for a lost credit card followed by a real card replacement.

The service is offered free with a Barclay card app. You can call the contract center to report the lost card and a virtual replacement can be downloaded to the smartphone. This will allow you to pay straight away for your purchases. This will help you avoid the embarrassment of not having any means to pay in the store. The virtual replacement card will allow you to pay for transactions up to $30 using contactless option. Customers with Android Contactless mobile need to enter the PIN to pay for transaction up to $100 using the touch and go technology.

Credit cards are now being used by most people to pay for everything from a morning coffee to an evening meal but if you do not take extra care in the use of the credit card it can lead to potentially awkward situations. According to Tami Hargreaves, the commercial director of digital consumer payments at Barclay Card, contactless spending has reached over a billion pounds monthly and many people may not even be witnessing the beginning of the end for the bar tab as they currently know it.

According to a recent research conducted by Barclay Card, almost a 6th of the 21 to 55 years olds who were surveyed revealed that they have forgotten their credit card or debit card behind a bar. About 50% have realized that they have misplaced or lost the credit card after they tried to pay something. The new Barclay Card app will help people avoid those red face situations.

If used properly, credit cards can become a convenient solution to pay for purchases from both physical and online stores. In order to be properly informed on the right use of credit cards and avoid a disastrous situation, visit

A Shift In Investment Trend In The Middle East

The investors in the Middle East have increasingly become very active across a wider range of industries. This trend is clearly evident in US soil where historically, most of the investors have bought trophy hotels and office buildings in Los Angeles, New York and other gateway markets. With the increase of competition coming from Chinese investors as well as other global capital sources, this means that the investors in the Middle East are searching for alternatives like the reported Abu Dhabi Investment Authority acquisition this year at $725 million of an industrial portfolio amounting to 14.2 million square feet.

The peak levels on the outbound investment for the region may not be the same before the global financial crisis but the capital flows into the US soil is evidently very strong, diversifying and growing in nature. As the bigger sovereign countries seek to have safe havens and a longer term stable growth economically, the flow of capital coming from the Middle East countries will become even much stronger. The Head of Research for the Americas at CBRE said that they are expecting a greater amount of the entire capital to look beyond gateway markets so that they may achieve their objectives.

Non-institutional and private investors have emerged as a major source in the outbound capital coming from the Middle East. The potential for those who are non-institutional investors in expanding their global real estate investment will continuously grow as there is a greater allocation to the real estate today and more concentration on diversification is geared away from the home region. A strong contributing factor to this trend is the weakening of oil prices. This has triggered and accelerated the global deployment of capital with a high demand in value added investments. CBRE has made a forecast that the global real estate investment coming from the non-institutional capital of the Middle East will approximately be between $6 billion to $7 billion annually in het near term.

As one event slows down a sector in the global economy, it brings light to another sector. This is what happened with the oil price crisis. Different businesses will surely make big in the global improvement of the property sector like MC Decorators Ltd, Northampton.